| RC - Cards Credit Officer - NPC | |||||||
| INTERNAL USAGE: | |||||||
| No. of Vacancies: | Reports to: | Manager | |||||
| Is a Team leader? | N | Team Size: | NA | ||||
| Grade: | AM/DM/M | ||||||
| Business: | Underwriting | Department:� | Retail Credit | Sub-Department: | Centralized underwriting | ||
| Location: | Mumbai/Noida/Hyderabad/Bangalore/Chennai | ||||||
| About Retail Credit | |||||||
| The Retail Credit department in the Bank is a Credit Underwriting department for all retail products of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes | |||||||
| AbouttheRole | |||||||
| The Cards Credit underwriting officer manages core underwriting for credit card, Underwriting will be for different channels like affluent , retail , partnership , secured products etc . | |||||||
| Key Responsibilities | |||||||
� Approval Rates, basis the target will be reviewed for the year for the location - Approval rates for all the locations - for the full year. � Turn around time (TAT) from Login to Sanction - Login to Sanction for all products as confirmed. � Early Warning Signal- Location wise FPD for term Loans - Location-wise FPD % for Business Loan as confirmed. � Audit & Compliance, Basis Internal & Concurrent audit conducted & Report submitted. - Based on Internal & Concurrent audit conducted & Report submitted � Training, Process improvement, Special assignment, support provided to Existing CPC, policy feedback, vendor management, participation in pilot runs/testing etc. Feedback from CO team & Zonal Credit Manager/National Credit Manager - Job enrichment & Training initiative, Support to new locations & products. Feedback from Head Credit - & Other stake holders will be the source. � Stakeholder management
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| Qualifications | |||||||
Optimal qualification for success on the job is: � Graduate / Post- Graduation (MBA/ CA preferred) � Fresher or Experience in retail credit | |||||||
| Role Proficiencies: | |||||||
For successful execution of the job, the candidate should possess: � Knowledge of credit, industry and product trends � Knowledge of regulatory guidelines and norms � Good communication (both verbal and written) skill in both English and the local language
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More Information
Application Details
- Organization DetailsAxis Bank


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