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RC - Credit Officer - AL - NPC | AxisBank Job


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Job Opportunity Details

Type

Full Time

Salary

Not Telling

Work from home

No

Weekly Working Hours

Not Telling

Positions

Not Telling

Working Location

Mumbai, Mumbai, Mumbai, India   [ View map ]
RC - Credit Officer - AL � NPC
INTERNAL USAGE:
No. of Vacancies: Reports to:Manager
Is a Team leader?NTeam Size:NA
  
Grade:AM/DM
Business:UnderwritingDepartment:�Retail CreditSub-Department:Centralized underwriting
Location: Mumbai/Noida/Hyderabad/Bangalore/Chennai
About Retail Credit
The Retail Credit department in the Bank is a Credit Underwriting department for all retail products of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes
AbouttheRole
The Credit Officer - ALmanages core underwriting for Auto loan, Underwriting will be for different channels like DSA dealer, Branch, Digital.
Key Responsibilities
  • Approval Rates, basis the target will be reviewed for the year for the location - Approval rates for all the locations - for the full year. 
  • Turnaround time (TAT) from Login to Sanction - Login to Sanction for all products as confirmed. 
  • Early Warning Signal- Location wise FPD for term Loans - Location-wise FPD % for Business Loan as confirmed.  
  • Audit & Compliance, Basis Internal & Concurrent audit conducted & Report submitted. - Based on Internal & Concurrent audit conducted & Report submitted  
  • Training, Process improvement, Special assignment, support provided to Existing CPC, policy feedback, vendor management, participation in pilot runs/testing etc. Feedback from CO team & Zonal Credit Manager/National Credit Manager - Job enrichment & Training initiative, Support to new locations & products. Feedback from Head Credit -   & Other stake holders will be the source. 
  • Stakeholder management
Qualifications

Optimal qualification for success on the job is:

�         Graduate / Post- Graduation (MBA/ CA preferred)

�         Fresher or Experience in retail credit

Role Proficiencies:

For successful execution of the job, the candidate should possess:

�         Knowledge of credit, industry and product trends

�         Knowledge of regulatory guidelines and norms

�         Good communication (both verbal and written) skill in both English and the local language

 

 

 

Job Skills: Refer to the Job Description Experience Required: 2-4 Yrs

More Information

Application Details

  • Organization Details
    Axis Bank
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