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WBO:WBSU-WB Service Relationship Manager | AxisBank Job


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Job Opportunity Details

Type

Full Time

Salary

Not Telling

Work from home

No

Weekly Working Hours

Not Telling

Positions

Not Telling

Working Location

Ratlam, Ratlam, Ratlam, India   [ View map ]
WBO:WBSU-WB Service Relationship Manager
INTERNAL USAGE:
No. of Vacancies: Reports to: 
Is a Team leader?Y/NTeam Size: 
  
Grade:Manager- DVP
Business:Corporate CenterDepartment:Wholesale Banking OperationsSub-Department:-
Location: 
About Wholesale Banking Operations
Wholesale Banking Operations manages the entire life cycle of the Wholesale Banking customers, it also caters to the various other requirement of non-retail borrowed accounts under Wholesale banking. The department is responsible for smooth functioning of all the Commercial Banking Operations units and ensure utmost customer (internal & external) satisfaction. They are also responsible for ensuring timely delivery, monitoring the health of the credit portfolio, prompt reporting of irregularities/ adversities noticed and co-ordination in recovery/ legal proceedings
AbouttheRole
Service Relationship Manager acts as an interface between the bank and the client and is actively involved in Customer service. The center of all client engagements will be to ensure efficient credit delivery and superior customer experience. The Service RM interacts with the Borrower to obtain pre-requisites for disbursement, ensures timely disbursement and facilitates post disbursement monitoring by liaising with the Borrower.
Key Responsibilities

�         Provide Banking solutions and superior service to the Corporate Borrowers (assigned by CBB Head).

�         Accompany Business RM for Pre-sanction visits and also act as an interface for liaising with the corporate borrowers

�         Assign Title Search Report, Valuation Report & ROC Search Report for the corporate borrowers

�         Obtain reports and scrutinize, share requisite details with credit team on pre-designed format

�         Obtain pre-requisites for documentation from CDO team and facilitate vetting of documents with Law Department and ensure obtention of credit opinion report from other lenders

�         Co-ordinate with other lenders and the CDO team for issuance of Pari-Passu/NOCs and follow-up for creation/ perfection of security

�         Co-ordinate with the Borrower, Business & Credit Delivery Official and facilitate execution of documents, compliance of pre-disbursement covenants, facilitate disbursement and obtain credit approvals for Trade Finance Transactions������������������������������������ ����������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������Coordinate with the Borrower, Business & Credit Monitoring Official to facilitate the compliance of post-disbursement covenants, recovery of interest and instalments and to ensure better monitoring of the Credit portfolio

�         Coordinate with the Borrower to execute the following activities:

-          Conduct unit/collateral inspection at stipulated intervals & preparation of reports

-          Obtention of Stock Statements/FFRs/Insurance Policies/Due Diligence/ABS from the customer & provides to CMO for analysis/ monitoring/ placement of notes

-          Creation/ Perfection of Securities�

�         Ensure that the TxB Fee Income Budget and SME Topline budget are achieved

�         Ensure adherence to SLA and maintenance of TAT

�         Liaison with the Customer to increase the utilization levels and hence increase Bank's portfolio base.

�         Attend Internal/External Audit and ensure all audit related deliverables are met��������������������������������

Qualifications

Optimal qualification for success on the job is:

�         Post- Graduation from a recognized institute

�         6-7 years in a relevant role���������������

Role Proficiencies:

For successful execution of the job, the candidate should possess the following:

�         Knowledge of banking products and services

�         Ability to manage complex client situations

�         Good communication (both verbal and written) skill in both English and the local language

�         Ability to handle pressure and meet deadlines

�         Good networking and relationship building skills

 

Job Skills: Refer to the Job Description Experience Required: 2-4 Yrs

More Information

Application Details

  • Organization Details
    Axis Bank
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