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RC - Centralised UW - MFI - Rural Credit | AxisBank Job

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Job Opportunity Details

Type

Full Time

Salary

Not Telling

Work from home

No

Weekly Working Hours

Not Telling

Positions

Not Telling

Working Location

Ghatkesar, Ghatkesar, Ghatkesar, India   [ View map ]
RC - Centralised UW - MFI - Rural Credit
INTERNAL USAGE:
No. of Vacancies: Reports to:Team Leader - MFI Process Hub
Is a Team leader?NTeam Size: 
  
Grade: 
Business:MicrofinanceDepartment:�Retail MicrofinanceSub-Department:Rural Credit
Location: 
About Rural Credit
Rural Lending is a part of Retail Credit and caters to all financial needs of the Rural Clientele including Farming community, Farm Mechanization ie Tractor & Harvestor, Traders & Processors mostly based out of Rural & Semi Urban areas along with the credit needs of the industries dependent on the Agriculture /allied activities and MSME businesses based in rural areas, and Micro Finance, which is Lending to economically active poor Women under Joint Liability Group.
AbouttheRole
The Central Credit Underwriter is responsible for underwriting loan application sourced from Business Correspondences and manages QC team (off roll staff) who would be managing QC activity for MFI applications sourced through Direct lending model. Central Credit underwriter is also responsible for managing other critical activities of Collection Reconciliation, Insurance enrolment & Claim settlement for MFI customers, operational activities & new project developments.
Key Responsibilities

�         Sanctioning applications sourced by BC channel with in specified approval rate

�         Monitor of QC activity for the applications sourced by Direct channel

�         Providing credit decisions with in stipulated TAT

�         Doing reconciliation for the collections reported from both BC & Direct channels

�         GL a/c monitoring & Reconciliation

�         Loan document scrutiny & Storage

�         Insurance enrollment & Claim settlement processing

�         Managing operational activities related to Loan a/c write-off, manual a/c opening & manual

Qualifications

Optimal qualification for success on the job is:

�         Graduation/ Post- Graduation from a recognized institute

�         Experience in conducting Credit appraisal/Underwriting/Loan sanctioning

Role Proficiencies:

For successful execution of the job, the candidate should possess:

�         Knowledge of Microfinance Product & Policy guidelines

�         Knowledge of regulatory guidelines and norms

�         Good communication (both verbal and written) skill in both English and the local language

�         Ability to do frequent travel & Data analysis and MIS Management

 

Job Skills: Refer to the Job Description Experience Required: 2-4 Yrs

More Information

Application Details

  • Organization Details
    Axis Bank
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