COMPLETE Virtual Relationship Banking-Virtual Relationship Manager - Prime - Thane

Group Company: HDFC Bank Limited

Designation: Virtual Relationship Banking-Virtual Relationship Manager - Prime (SBU105_2521_100068)

Office Location: Lodha iThink Palava City Thane (Branch)

Position description:

Customer Engagement

·Continuous engagement with the portfolio customers mapped as per the contact policy, with accurate & complete capture of interaction details.

·Call handling as per defined standards.

·Accurate resolution for customer queries.

·Promoting Digital Banking services for a superior customer service experience.

·Profiling of customers in order to aid right cross-servicing of Bank products

·Accurate logging and resolution of complaints.

·Attrition control of customers.

·Regular interactions with the customers and pro-actively assessing customer needs.

·Deepening relationship by cross selling 'sticky products' like Demat, Bill Pay, Advisory etc.

·Ensure portfolio quality of relationship while racing considering eligibility.

·Monitor large amount movements and account closure  from the deposit accounts.

·Ensure retention of customers

Achievement of portfolio parameters

·Meet the defined objectives of the Portfolio managed by the respective VRM

Sales

· Right cross-sell of products basis profiling and engagement.

·Penetration of products across groups.

·Sales across all product segments-TPP, Assets, Cards etc.

·Acquiring & grouping of all related IDs of the Primary ID. 

·Use of triggers to track maturity of FDs, movement of CASA balances etc.and prevent outflow.

·Ensure Staff are trained on product knowledge and requisite certifications.

·Income to be generated at a customer level.

Interaction Quality

·Achieve Quality benchmarks defined from time to time.

·Complete and accurate capture of call interactions, including profiling thereby aiding relationship management.

Audit and Service Quality

·Ensure all laid down system and process are followed as stipulated by Audit and Senior Management

·Ensure accurate and timely submission of financial transactions & requests.

·Adherence to set processes of updating customer interactions in CRM next.

MIS – Reporting

·Ensure timely submission of Customer base review / reports as requested by Central Team / Senior Management

Primary Responsibilities:

• To engage regularly with the customers as defined by the contact policy and provide a Consistent & a Superior Digital Experience
• Ensuring that customers get world-class services and their needs are understood and met through financial products that the Bank has to offer
• To enhance Customer Relationship & while doing so, Educate, Encourage & Induce the customers to use the Digital mediums
• for their banking transactions/ needs, while keeping a "window' to talk to the bank whenever customer needs.
• Responsible for meeting the scorecard targets and portfolio benchmarks set and that all guidelines and regulatory requirements are followed.
• So that the RM becomes the top of the mind recall amongst the customers in the catchment for all their financial needs and services
• thereby ensuring that the RM also achieves the key performance parameters set

Additional Responsibilities:

Reporting Team

• Reporting Designation:
• Reporting Department:

Educational qualifications preferred

• Category: Bachelor's Degree
  
• Field specialization:
• Degree:
• Academic score:
• Institution tier:

Required Certification/s:

Required Training/s:

Required work experience

• Industry:
• Role:
• Years of experience: 1 to 2

Key Performance Indicators:

Required Competencies:

Required Knowledge:

Required Skills:

• Basic Banking
• Communication
  
  

Required abilities

• Physical:
• Other:

  Major Stake holders (intra team and cross functional stakeholders, who would need to be interacted with for discharging duties)

  • Customers
  • Prime Head
  • Regional Head
  • Unit Head
  • Team Managers
    

Work Environment Details:

Specific requirements

• Travel:
• Vehicle:
• Work Permit:

Other details

• Pay Rate:
• Contract Types:
• Time Constraints:
• Compliance Related:
• Union Affiliation:

Experience Required: 12Months to 24Months